Taxes and Additional Costs to Know When Buying Property in Dubai | Trip Royal Dubai Guide 2025

While Dubai’s tax-free property income system makes it one of the world’s most attractive real estate markets,
there are certain government fees and additional costs that every buyer should know before finalizing a purchase.
Trip Royal Dubai explains all the essential details for 2025.

1. Title Deed Transfer Fee – 4%

The most significant cost when buying a property in Dubai is the Title Deed Transfer Fee,
charged by the Dubai Land Department (DLD).
It amounts to 4% of the property value, usually paid by the buyer.

Example:
For a property worth 1,000,000 AED, the title deed fee is 40,000 AED.

Trip Royal Dubai Note:
“In some developer promotions, this fee may be covered by the seller. We always compare offers to find the most cost-effective option for you.”

2. Title Deed Issuance Fee – 580 AED

A fixed one-time fee of 580 AED is paid to issue and officially register the title deed in the buyer’s name.

Trip Royal Dubai Advantage:
“We handle all official paperwork and submit the required documents on your behalf with full accuracy.”

3. Real Estate Agent Commission – 2%

A commission fee of around 2% of the property price is typically paid to the real estate broker managing the transaction.
In some cases, this rate can be negotiated or covered by the developer.

Trip Royal Dubai Advantage:
“We negotiate directly with developers for our clients, often reducing or even eliminating commission fees for specific projects.”

4. No Objection Certificate (NOC) Fee – 500 to 5,000 AED

The NOC is an official document issued by the developer confirming that the property can be legally sold.
This applies primarily to resale properties, and the fee varies depending on the developer.

Trip Royal Dubai Tip:
“We manage the NOC process and obtain all required approvals on your behalf.”

5. Service Charges (Annual Maintenance Fees)

All residential projects in Dubai have an annual service charge to cover maintenance, security, and shared facilities.
This fee depends on the property size and amenities offered by the development.

Average range: 10 – 30 AED per m² per year

Trip Royal Dubai Insight:
“In luxury residences, the service charge is higher but contributes to maintaining property value and strong rental demand.”

6. Bank and Mortgage Fees (If Applicable)

If you are financing your purchase through a mortgage, additional costs may apply:

• Valuation fee: 2,500 – 3,000 AED

• Bank processing fee: Around 1% of loan value

• Insurance costs: Vary depending on the bank

Trip Royal Dubai Support:
“We source the most competitive mortgage rates and manage the approval process directly with banks for you.”

7. Developer Fees (Off-Plan Projects)

For properties still under construction (off-plan), developers may charge small registration or administrative fees.
These are usually between 500 and 2,000 AED and are clearly stated in the purchase agreement.

Trip Royal Dubai Tip:
“We review the project contract in detail and provide you with a transparent breakdown of all related costs before you buy.”

Conclusion: Transparent Fees for a Secure Investment

Dubai offers one of the most investor-friendly property environments in the world —
with minimal taxes, straightforward regulations, and clearly defined fees.
By understanding these costs in advance, you can make a secure and well-planned investment.

Trip Royal Dubai Difference:
“We provide a complete cost analysis before purchase, manage every legal process, and ensure full transparency in your investment journey.”

With Trip Royal Dubai:

• Know all costs in advance

• Complete legal procedures safely

• Access exclusive project offers and promotions

“In Dubai real estate, there are no hidden costs — only smart investments with Trip Royal Dubai.”